Ferhan Patel

Each season, people look for ways to save more money than they did the previous season. Luckily, there are tons of ways to avoid overspending and grow your savings account. Here are my top five ways to save this fall. Budget for the Holidays The last quarter of the year is often the time we spend the most money. There are numerous holidays that require us to spend exorbitant amounts of cash, so  budgeting  is huge. Create a list of people you need to buy gifts for, or for holiday meals and other activities. Then, figure out how much you’ll have to spend on everything. Once you have your grand total for the holidays, split it up based off of importance. Buying your mom a thoughtful gift is more important than buying your third cousin twice removed a gift card they may or may not use. Cut out any unnecessary expenses, and consider ways you can reduce gift costs (such as going in on gifts with other people). Then, stick to it. A budget is worthless if you don’t fol...