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Crypto Currency Exchangers Targeted by the NY AG

The Crypto Currency world in the US is heating up with a new report released by the US AG which took an in-depth look at 13 exchangers.  It detailed all the ways the exchanges could fail to protect their customers against scams, fraud, deceit and manipulation.   The New York AG sent a voluntary questionnaire earlier in the year to those exchangers, and most responded back with the exception of 4.   Binance Limited, Gate.io,  Huobi  Global Limited, and Kraken. You can read more at: Ferhan Patel

Need Inspiration? Go To These Three Websites

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Everyone falls into a rut at some point in their life. It’s easy when you follow the same routine — work, dinner, sleep, repeat. Yet, following the same pattern for too long without variation can cause a lack of motivation and inspiration. As entrepreneurs, we need these qualities every day to keep us striving to bring the world our product or service. We know we have the tools and process to make it happen, but we’re missing the drive. If you ever find yourself falling into this mindset, check out these three websites, which may bring you back to the driven, successful individual you know you are. TED TED Talks  have blown up in recent years and are a great way to hear about topics you’d never think to look into yourself. From humanitarian struggles to entrepreneurial successes and so much more, TED gives us presentations from people in dozens of sectors with a wide variety of experiences. There are categories in any field, so if you’re looking for a motivational speaker in yo

5 Ways to Save Money This Fall

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Each season, people look for ways to save more money than they did the previous season. Luckily, there are tons of ways to avoid overspending and grow your savings account. Here are my top five ways to save this fall. Budget for the Holidays The last quarter of the year is often the time we spend the most money. There are numerous holidays that require us to spend exorbitant amounts of cash, so  budgeting  is huge. Create a list of people you need to buy gifts for, or for holiday meals and other activities. Then, figure out how much you’ll have to spend on everything. Once you have your grand total for the holidays, split it up based off of importance. Buying your mom a thoughtful gift is more important than buying your third cousin twice removed a gift card they may or may not use. Cut out any unnecessary expenses, and consider ways you can reduce gift costs (such as going in on gifts with other people). Then, stick to it. A budget is worthless if you don’t follow it, so sta

How are Brick and Mortars Holding Up in the Face of Amazon and Walmart’s Digital War?

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Amazon , once holding a monopoly over the online marketplace, is now slowly losing business in 2017 to a large gamut of companies following in their footsteps.  These companies now offer most of their products online, as well as in stores, for people to have more options.  What’s more is that brick and mortar stores can, at times, run out of products shoppers wish to obtain. One such company that is particularly making a name for itself is Walmart .  Business Insider noted that Walmart now seems to be Amazon’s number one competitor.  In the battle for stealing business from Amazon, Google and Walmart have partnered up . Walmart has a patent in for a floating distribution center . And, online buyers are taking notice, helping Walmart to be neck-in-neck with Amazon in the stock market . To take it to the next level, Walmart acquired Jet.com , exploding their reach and revenue. This massive move has helped Walmart increase the number of products shipped by 69% in the first hal

How to Know You Need to Hire an Assistant

In this digital age we live in, time never slows down.  Life is always seems like it wants to rush forward without fully thinking through the implications of possible missteps or failures.  If you want to get a handle of your professional schedule and ideas, as well as show people you are good to your word, it is essential that you either (a) hire an assistant or (b) organize your life in a replicable, sustainable, and systematic manner.  If you even want to consider the possibility of hiring an assistant, here are some things that might happen to you that can indicate you need to hire an assistant. 1 - You are missing appointments, meetings, or get togethers. When you do not keep an organized calendar, there are numerous ways to end up ruining relationships.  If you tell someone you are going to be somewhere and you either (a) don’t show up or (b) have to cancel the event after committing to it, you are receiving a tell tale sign that you need to change how you get organized. 2

How to Keep Up With Constantly Changing Customer Expectations and Behavior

This blog was originally posted on here: Ferhan Patel's Technology Website --- Fifty years ago, people expected to pay with cash more often than not when they went to purchase a product or service. Nowadays, the world of payment is entirely different. Because we have the internet at our beck and call at all hours of the day from numerous different types of devices, whether they are handheld or desktop devices, people’s expectations have skyrocketed of companies both large and small. This new found sense of urgency in gaining information and completing previously complex tasks in seconds from anywhere in the world has proven to improve business’ abilities to meet customer needs in new and profitable ways. On the contrary, this has also costed some companies their competitive edge. Because people have a much smaller tolerance for delayed gratification, it is only getting harder for companies, particularly smaller companies, to stay relevant. Customers, although well meaning,

How Companies are Using FinTech to Improve Customer Service in 2017

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This blog was originally posted here: Ferhan Patel's Technology Website --- As technology has exponentially improved over the past century, payment methods have improved, as well.  With the “FinTech,” or Financial Technology, industry booming, customers have been increasingly impressed and provided for by some of the tools FinTech companies have created. Scheduling Meetings Whenever someone wants to meet with a banker, for example, the usual process goes something like this: A customer walks into a bank, waits in line, and/or waits for the next banker to be available.  There is no guaranteeing how long a customer will have to wait, and this can be quite inconvenient for customers.  So, a handful of banks, such like Wells Fargo, are now allowing customers to make consultations with bankers online.  This makes the process of working with a bank much shorter and more convenient for customers. Virtual Tellers Virtual tellers are now being provided by Banco Bilbao Vizcay